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National Health Policy Forum Insurance 101: The Fundamentals of Private Health Insurance
National Health Policy Forum

An Electronic Briefing Book

Tab 5
How Health Insurance Works

"How Private Insurance Works: A Primer - 2008 Update"
Gary Claxton, Kaiser Family Foundation, April 2002, updated by Janet Lundy, April 2008; available at www.kff.org/insurance/7766.cfm

"Fundamentals of Underwriting in the Nongroup Health Insurance Market: Access to Coverage and Options for Reform"
Mark Merlis, National Health Policy Forum, Background Paper, April 13, 2005; available at www.nhpf.org/pdfs_bp/BP_Underwriting_04-13-05.pdf

"The Fundamentals of Health Savings Accounts and High-Deductible Health Plans"
Beth Fuchs, PhD, and Lisa Potetz, National Health Policy Forum, Background Paper, April 23, 2007; available at www.nhpf.org/pdfs_bp/BP_HSAs&HDHPs_Fundamentals_04-23-2007.pdf

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