National Health Policy Forum

Private Markets

Health Insurance

Forum SessionDecember 9, 2011
Medicare Supplemental Coverage: Weighing the Consequences and Trade-Offs for Medicare Spending and Beneficiaries
Author: Kathryn Linehan

Forum SessionDecember 2, 2011
Mission Possible? Saving on Health Care Costs by Reducing Unnecessary Services
Author: Michele J. Orza, ScD

Forum SessionOctober 21, 2011
Review and Disclosure of Health Insurance Premium Changes: State and Federal Roles After PPACA
Author: Kathryn Linehan

Issue Brief No. 844September 28, 2011
Individual and Small-Group Market Health Insurance Rate Review and Disclosure: State and Federal Roles After PPACA
Author: Kathryn Linehan

Forum SessionJune 24, 2011
Tiered Provider Networks: Steps to Cost Containment?
Author: Kathryn Linehan

Forum SessionApril 15, 2011
Private Long-Term Care Insurance: Where Is the Market Heading?
Author: Sally Coberly, PhD

Fundamentals BriefingFebruary 25, 2011
Health Policy Essentials: The Fundamentals of Private Health Insurance
Author: Kathryn Linehan

Briefing BookFebruary 11, 2011
Health Policy Essentials

Issue Brief No. 840December 21, 2010
Self-Insurance and the Potential Effects of Health Reform on the Small-Group Market
Author: Kathryn Linehan

Forum SessionOctober 8, 2010
The Cost of Hospital Care
Author: Laura A. Dummit

Forum SessionSeptember 17, 2010
Focus on Reform: Employer-Sponsored Insurance
Author: Kathryn Linehan

Issue Brief No. 837June 24, 2010
Keeping Health Insurance After a Job Loss: COBRA Continuation Coverage and Subsidies
Author: Kathryn Linehan

Forum SessionJune 21, 2010
Health Care Cost Drivers in Massachusetts: Lessons for Federal Policymakers
Author: Mary Ellen Stahlman

Site VisitJune 2–4, 2010
Heath Care Spending: Why Is Miami an Outlier?
Authors: Laura A. Dummit & Mary Ellen Stahlman

Forum SessionMay 14, 2010
Focus on Reform: Private Health Insurance Provisions
Author: Kathryn Linehan

Forum SessionNovember 13, 2009
Health Care Provider Consolidation and Reform
Author: Laura A. Dummit

Small-Group SessionJuly 17, 2009
Encouraging Cost-Reducing Innovations in Health Care: New Technology Apps, New Business Models
Author: Lisa Sprague

Forum SessionJune 26, 2009
Proposals to Reform the Individual Health Insurance Market
Author: Kathryn Linehan

Issue Brief No. 832June 5, 2009
A Health Insurance Exchange: Prototypes and Design Issues
Author: Mark Merlis, Consultant

Background Paper No. 69June 4, 2009
Underwriting in the Non-Group Health Insurance Market: The Fundamentals
Author: Kathryn Linehan

Small-Group SessionMay 8, 2009
Issues in Health Insurance Reform: Federal/State Regulatory Roles, Subsidy Administration
Author: Sally Coberly, PhD

Small-Group SessionApril 15, 2009
Issues in Health Insurance Reform: More on Insurance Exchanges
Author: Sally Coberly, PhD

Small-Group SessionApril 7, 2009
Issues in Health Insurance Reform: Actuarial Equivalence
Author: Sally Coberly, PhD

Small-Group SessionMarch 20, 2009
Issues in Health Insurance Reform: Rating in the Small-Group Market, Merging the Individual and Small-Group Markets, and Risk Adjustment
Author: Sally Coberly, PhD

Small-Group SessionMarch 6, 2009
Issues in Health Insurance Reform: Health Insurance Exchanges
Author: Sally Coberly, PhD

Small-Group SessionFebruary 19, 2009
Issues in Health Insurance Reform: The Nuts and Bolts of Rating Rules in the Individual Insurance Market
Author: Sally Coberly, PhD

ToolsDecember 12, 2008
Glossary of Health Insurance Terms
Author:

Small-Group SessionDecember 3, 2008
Issues in Health Insurance Reform: Underwriting, Rating, and Regulation in the Individual Market
Author: Sally Coberly, PhD

Small-Group SessionNovember 21, 2008
Preview of RAND Health's COMPARE (Comprehensive Assessment of Reform Efforts) Initiative
Author: Sally Coberly, PhD

Small-Group SessionMay 2, 2008
Physician Income and Medical Practice Differences Across Specialties: Should Medicare Care?
Author: Laura A. Dummit

Forum SessionApril 11, 2008
Employer Use of Medicare Private Fee-for-Service Plans as a Retiree Health Benefit
Author: Mary Ellen Stahlman

The BasicsMarch 25, 2008
HIPAA Coverage Provisions
Author: Lisa Sprague

Site VisitMarch 16–18, 2008
Competition and Collaboration, Chicago-Style
Authors: Laura A. Dummit & Lisa Sprague

Fundamentals BriefingFebruary 21–22, 2008
Insurance 101: The Fundamentals of Private Health Insurance
Author: Sally Coberly, PhD

Forum SessionNovember 9, 2007
Shampoo, Sunscreen, and Strep Tests: The Retail Approach to Primary Care
Author: Lisa Sprague

Issue Brief No. 825September 10, 2007
Physician Profiling: Can Medicare Paint an Accurate Picture?
Author: Laura A. Dummit

Forum SessionJuly 20, 2007
Behavioral Health in the Workplace: How are Employers Managing Mental Health and Disability?
Author: Christopher W. Loftis, PhD

Forum SessionJuly 13, 2007
What Can Physician Profiling Do for Medicare?
Author: Laura A. Dummit

Background PaperApril 23, 2007
The Fundamentals of Health Savings Accounts and High-Deductible Health Plans
Authors: Beth Fuchs, PhD & Lisa Potetz, Consultants

Background PaperMarch 28, 2007
Health Care Price Transparency and Price Competition
Author: Mark Merlis, Consultant

Forum SessionJune 20, 2006
Health Care for All in Massachusetts: Implications for a Changing Safety Net
Authors: Laura A. Dummit & Lisa Sprague

Forum SessionJune 14, 2006
“Mental Health: Progress and Pitfalls,” the Health Affairs Special Issue—A Discussion of Trends in Mental Health Services
Author: Christopher W. Loftis, PhD

Forum SessionFebruary 24, 2006
Financing Health Care in Retirement: A Day Late and a Dollar Short?
Author: Sally Coberly, PhD

Background PaperFebruary 8, 2006
Health Benefits in Retirement: Set for Extinction?
Author: Mark Merlis, Consultant

Forum SessionJuly 28, 2005
Containing Health Care Costs for Active Employees: What's New in Health Plan Design?
Authors: Lisa Sprague & Sally Coberly, PhD

Forum SessionJuly 8, 2005
Parity Is in the Eye of the Beholder: Evaluation of Mental Health Parity Under the FEHB Program
Author: Eileen Salinsky

Fundamentals BriefingApril 22 and May 6, 2005
Insurance 101: The Fundamentals of Private Health Insurance
Authors: Sally Coberly, PhD & Lisa Sprague

Background PaperApril 19, 2005
Health Insurance Coverage for Small Employers
Author: Dawn M. Gencarelli

Background PaperApril 13, 2005
Fundamentals of Underwriting in the Nongroup Health Insurance Market: Access to Coverage and Options for Reform
Author: Mark Merlis, Consultant

Background PaperApril 11, 2005
Health Savings Accounts: The Fundamentals
Authors: Beth Fuchs, PhD & Julie A. James, Consultants

Forum SessionOctober 22, 2004
Financing Long-Term Care: Will Insurance Make the Difference?
Author: Randy A. Desonia

Background PaperJuly 31, 2004
The Promise and the Reality of Long-Term Care Insurance
Author: Randy A. Desonia

Issue Brief No. 798May 14, 2004
Consumer Cost Sharing in Private Health Insurance: On the Threshold of Change
Author: Veronica V. Goff, Consultant

Forum SessionMay 7, 2004
Implementing the Health Coverage Tax Credit Program: Model for the Future?
Author: Sally Coberly, PhD

Forum SessionSeptember 25, 2003
The Medicare Prescription Drug Proposals and Health Insurance Risk
Author: Dawn M. Gencarelli

Issue Brief No. 793September 4, 2003
The Medicare Prescription Drug Proposals and Health Insurance Risk
Author: Dawn M. Gencarelli

Forum SessionJune 6, 2003
Depression in Primary Care: Making Good Care Good Business
Author: Veronica V. Goff, Consultant

Issue Brief No. 786November 22, 2002
Depression: A Decade of Progress, More to Do
Author: Veronica V. Goff, Consultant

Small-Group SessionOctober 11, 2002
Waiting for the Next Vision: Purchasing Health Care in Uncertain Times
Authors: Lisa Sprague & Sally Coberly, PhD

Forum SessionOctober 2, 2002
Medigap: Prevalence, Premiums, and Opportunities for Reform
Author: Nora Super

Issue Brief No. 782September 9, 2002
Medigap: Prevalence, Premiums, and Opportunities for Reform
Author: Nora Super

Background PaperAugust 28, 2002
Expanding Health Coverage for the Uninsured: Fundamentals of the Tax Credit Option
Authors: Beth Fuchs, PhD, Mark Merlis & Julie James, Consultants

Forum SessionApril 26, 2002
Pharmacy Benefits: New Concepts in Plan Design
Authors: Veronica V. Goff, Consultant & Sally Coberly, PhD

Issue Brief No. 772March 8, 2002
Pharmacy Benefits: New Concepts in Plan Design
Author: Veronica V. Goff, Consultant

Background PaperNovember 2001
Meeting Employees' Information Needs in an Evolving Health Care Marketplace
Author: Lise Rybowski, Consultant

Issue Brief No. 765July 9, 2001
Pharmacy Benefit Managers: A Model for Medicare?
Author: Veronica V. Goff, Consultant

Forum SessionJuly 9, 2001
Pharmacy Benefit Managers: A Model for Medicare?
Author: Veronica V. Goff, Consultant

Forum SessionDecember 1, 2000
Using Arbitration to Resolve Disputes between Individuals and Health Plans: Issues for Federal Policymakers
Author: Karl Polzer

Background PaperNovember 2000
Emerging Issues in the Use of Binding Arbitration to Resolve Disputes between Individuals and Health Plans
Author: Karl Polzer

Forum SessionFebruary 18, 2000
ERISA Health Plan Liability: Examining Models for Reform
Author: Karl Polzer

Background PaperJanuary 2000
ERISA Health Plan Liability: Issues and Options for Reform
Author: Karl Polzer

Issue Brief No. 749October 27, 1999
The ABCs of PBMs
Author: Robin J. Strongin

Forum SessionOctober 27, 1999
The ABCs of PBMs
Author: Robin J. Strongin

Issue Brief No. 745July 20, 1999
Mental Health Coverage Parity: Separating Wheat from Chaff
Author: Karl Polzer

Forum SessionJuly 20, 1999
Mental Health Coverage Parity: Separating Wheat from Chaff
Author: Karl Polzer

Forum SessionMay 3, 1999
HIPAA as a Regulatory Model — Part II: Views from Capitol Hill
Author: Karl Polzer

Issue Brief No. 735April 5, 1999
HIPAA as a Regulatory Model: Early Experiences and Future Prospects
Author: Karl Polzer

Forum SessionApril 5, 1999
HIPAA as a Regulatory Model: Early Experiences and Future Prospects
Author: Karl Polzer

Issue Brief No. 733March 24, 1999
Examining the Links between Retirement and Health Insurance: Implications for Medicare Eligibility
Author: Nora Super

Issue Brief No. 728November 12, 1998
Retooling Tax Subsidies for Health Coverage: Old Ideas, New Politics
Author: Karl Polzer

Forum SessionNovember 12, 1998
Retooling Tax Subsidies for Health Coverage: Old Ideas, New Politics
Author: Karl Polzer

Issue Brief No. 720June 19, 1998
ERISA Health Plan Denials: Exploring Models for External Review
Author: Karl Polzer

Forum SessionJune 19, 1998
ERISA Health Plan Denials: Exploring Models for External Review
Author: Karl Polzer

Issue Brief No. 715March 12, 1998
The Federal Employees Health Benefits Program: What Lessons Can It Offer Policymakers?
Author: Karl Polzer

Forum SessionMarch 12, 1998
The Federal Employees Health Benefits Program: What Lessons Can It Offer Policymakers?
Author: Karl Polzer

Forum SessionOctober 15, 1997
Preempting State Authority to Regulate Association Plans: Where Might It Take Us?
Author: Karl Polzer

Issue Brief No. 653July 28, 1994
Small Group Market Health Insurance Purchasing Cooperatives Revisited
Author: Karl Polzer